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Garage Conversion Cost in 2026: What to Expect

Converting a 2-car garage into livable square footage — permits, insulation, HVAC and cost.

BuildMate Editorial Updated March 2026 6 min read

Cost range

A basic 400 sq ft garage-to-bedroom conversion runs $18,000–$35,000. Add a bathroom and it climbs to $45,000–$70,000. A full ADU conversion (kitchen + bath + separate entrance) hits $85,000–$140,000.

The technical checklist

  • Raise the slab or build a subfloor (garage floors slope for drainage)
  • Insulate walls (R-15) and ceiling (R-38)
  • Replace the garage door with framed wall + window
  • Extend HVAC or add a mini-split ($3,500–$5,500)
  • New electrical circuits for outlets, lighting, HVAC
  • Egress window if used as a bedroom

The resale question

In markets tight on housing (CA, WA, MA), garage conversions add value. In suburban markets where buyers want covered parking, they can subtract 3–7% from list price. Check comps before you decide.